- 01.Get a loan estimateSubmit your personal and business details on the website
- 02.Download the Shara AppCreate a profile and complete the loan application
- 03.Provide Necessary DocumentationSubmit loan requirements and KYC documents
- 04.Obtain Your Loan ContractGet verified and Drawdown Your Loan Amount
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Over ₦30BN Disbursed
We provide merchants quick access to funds to finance their business with No Hidden Charges or Guarantors involved.
600k Loans Taken
We offer our Merchants consistent access to recurrent loans and will continue to do so as long as they repay on-time.
8,000 Shara Merchants
We are committed to the providing our Credit Communities with personalized business support services all year round.
How does a Shara business loan work?
Shara in the news
Shara has been featured in a wide range of media outlets
Key Requirements for Shara Business Loan
Merchants will be required to provide basic KYC information as part of the application process.
- 6 Months Bank statements showing Business Transaction History
- Bank Verification Number (BVN)
- Government-Issued Identity Card
- CAC Registration Document (If Registered)
- Proof of Physical Place of Business (KYC will be Done)
Key industries we finance
We fully service businesses across various sectors such as FMCG Wholesale, Fashion, Computing & Phones, Building Materials, Automobile Spare parts, Consumer Electronics, Food & Other perishables, Agro-Allied, Health & Beauty, Gas & Energy, Chemicals, Pharmaceutical and Local Production.
Our commercial operations cut across Lagos, Kano, Abuja, Port Harcourt, Aba, Uyo, Warri, Ibadan, Enugu and Ogun.